> ## Documentation Index
> Fetch the complete documentation index at: https://docs.daya.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a funding account

> Retrieve a funding account by ID

## Overview

Get one funding account for the authenticated merchant.

## Authentication

<ParamField header="X-Api-Key" type="string" required>
  Your merchant API key
</ParamField>

## Path Parameters

<ParamField path="id" type="string" required>
  Funding account ID.
</ParamField>

## Request Example

```bash theme={null}
curl --request GET \
  --url https://api.daya.co/v1/funding-accounts/750e8400-e29b-41d4-a716-446655440000 \
  --header 'X-Api-Key: YOUR_API_KEY'
```

## Response

Returns the funding account object, including payment details, the active settlement destination, and the configured `developer_fee.percentage`.

For `NGN_VIRTUAL_ACCOUNT`, the NGN bank account details are in `instructions`:

```json theme={null}
{
  "rail": "NGN_VIRTUAL_ACCOUNT",
  "currency": "NGN",
  "developer_fee": {
    "percentage": "2.5"
  },
  "instructions": [
    {
      "type": "NGN_VIRTUAL_ACCOUNT",
      "status": "ACTIVE",
      "bank_name": "Wema Bank",
      "bank_code": "035",
      "account_number": "1234567890",
      "account_name": "Daya - Ada Lovelace",
      "currency": "NGN"
    }
  ]
}
```