Overview
Daya enforces a small set of limits to ensure system reliability and safe operation.This page documents merchant-facing limits only. Limits apply across both Sandbox and Production, unless stated otherwise.
Deposit Limits
Minimum Deposit
Each deposit must meet a minimum value to be processed successfully.- Minimum deposit: ~$1 USD equivalent in NGN
- The exact NGN amount depends on the current FX rate
- Deposits below this threshold are rejected
The minimum deposit exists to ensure FX execution and settlement costs are covered.
Maximum Deposit (Per Onramp)
Each onramp has a maximum allowable deposit size.| Limit Type | Value |
|---|---|
| Per-deposit maximum | $1,000 USD equivalent |
Merchant Limits
Daily Volume Limit
Each merchant has a daily processing cap across all onramps.| Limit | Value |
|---|---|
| Daily merchant limit | $10,000 USD equivalent |
- All deposits combined
- All onramp types
- All settlement modes
Onramp Creation Limit
To prevent abuse, merchants are limited in how many onramps they can create per day.| Limit | Value |
|---|---|
| Onramps per day | 1,000 |
What Happens When a Limit Is Hit
When a limit is exceeded, one of the following may occur:- Deposit is FLAGGED for review
- Deposit is rejected immediately
- Onramp creation is temporarily blocked
Limits are enforced automatically. Merchants cannot override them via the API.
Sandbox vs Production
- Sandbox mirrors production limits for realistic testing
- No real funds move in sandbox
- Limit behavior (errors, flags) matches production
Increasing Limits
If your business requires higher limits, contact [email protected] with:- Your merchant ID
- Expected daily volume
- Use case and settlement pattern