Overview
Daya enforces a small set of limits to ensure system reliability and safe operation.This page documents merchant-facing limits only. Limits apply across both Sandbox and Production, unless stated otherwise.
Deposit Limits
Minimum Deposit
Each deposit must meet a minimum value to be processed successfully.- Minimum deposit: ~$1 USD equivalent in NGN
- The exact NGN amount depends on the current FX rate
- Deposits below this threshold are rejected
The minimum deposit exists to ensure FX execution and settlement costs are covered.
Maximum Deposit
Each receive flow has a maximum allowable deposit size.| Limit Type | Value |
|---|---|
| Per-deposit maximum | $1,000 USD equivalent |
Merchant Limits
Daily Volume Limit
Each merchant has a daily processing cap across all funding account deposits.| Limit | Value |
|---|---|
| Daily merchant limit | $10,000 USD equivalent |
- All deposits combined
- All funding account types
- All settlement modes
Funding Account Creation Limit
To prevent abuse, merchants are limited in how many funding accounts they can create per day.| Limit | Value |
|---|---|
| Funding accounts per day | 1,000 |
What Happens When a Limit Is Hit
When a limit is exceeded, one of the following may occur:- Deposit is FLAGGED for review
- Deposit is rejected immediately
- Funding account creation is temporarily blocked
Limits are enforced automatically. Merchants cannot override them via the API.
Sandbox vs Production
- Sandbox mirrors production limits for realistic testing
- No real funds move in sandbox
- Limit behavior (errors, flags) matches production
Increasing Limits
If your business requires higher limits, contact support@daya.co with:- Your merchant ID
- Expected daily volume
- Use case and settlement pattern
Next Steps
Deposits
Learn how deposits move through the system
Handling Underpayments and Overpayments
Learn how amount mismatches are handled for temporary VAs
Supported Chains
View all supported blockchain networks