Offramps

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What is an Offramp?

An offramp generates a crypto deposit address for a customer. When crypto is deposited to the address, it can be settled to the merchant’s internal balance or paid out as NGN to a bank account. Each offramp specifies:

1. Who the customer is (identified by customer_id or email)
2. What chain and asset to accept (e.g. USDC on Ethereum)
3. Where settlement goes (internal balance or NGN bank payout)

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Offramp Types

Daya supports two categories of offramps.

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Temporary Offramps

A temporary offramp generates a short-lived deposit address for a one-time crypto deposit. Best suited for single transactions where the merchant wants to receive crypto and settle it immediately.

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Permanent Offramps

A permanent offramp generates a long-lived deposit address that can receive multiple deposits over time. Best suited for recurring crypto deposits from the same customer.

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Settlement Modes

Settlement defines what happens after crypto is deposited.

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Internal Balance

Deposited crypto is converted and credited to the merchant’s Daya balance for later withdrawal.

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NGN Payout

Deposited crypto is converted to NGN and paid out to a Nigerian bank account. Requires a valid SELL rate_id and bank account details (account_name, account_number, bank_code).

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Supported Chains

Offramps support the following chains: APTOS, BASE, CELO, ETHEREUM, POLYGON, SOLANA, TRON See Supported Chains for the full deposit/withdrawal matrix per environment.

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Next Steps